A pair of con artists want to stage a phony accident as an insurance company scam. All they need is someone to play the part of the victim - preferably a big stupid guy with a face that looks as if it's been in an accident. When they stumble upon Herman, they realize they've found the perfect guy. Posing as a couple of movie producers, they get him to sign an accident policy by pretending it's a movie contract for a remake of DOUBLE INDEMNITY. As the crooks devise various ways to kill off their leading man, Herman becomes a stuck-up actor.